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36Kr Global & Antom

What every merchant should know about cross-border payment costs

For cross-border sellers, truly understanding your costs is the key to protecting your profits. Why do payment fees change? Are local payment methods worth it? In the latest report from 36Kr Global and Antom, we break down the essential areas of payment costs, to give you a clear roadmap - from what you're paying to how you can optimise.

Key Insights into Cross-Border Payment Costs

How Cross-Border Payment Costs Are Structured

Total costs comprise multiple layers—interchange, scheme fees, and acquiring service fees—combined into a single transaction expense.

Choosing the Right Pricing Model: "Transparent" vs. "Predictable"

The optimal model depends on your team's data capabilities, transaction scale, and risk tolerance.

Incorporating Success Rates and Settlement Speed into Cost Assessments

Improve both cost efficiency and conversion by leveraging multi-channel routing, local acquiring, and intelligent optimisation tools.

A Three-step Deep Dive

Step I: Understanding Cross-Border Payment Cost Models and Fee Structures

Payment costs accumulate across multiple stages and can fluctuate significantly. Choosing the right payment method means balancing cost, user preferences, and conversion rates.

Step II: A Full Breakdown of the Factors Shaping Cross-Border Payment Costs

Cost assessment requires a systematic look at three dimensions: merchant characteristics, consumer behavior, and the geography of the transaction.

Step III: Taking a Holistic View of Cross-Border Payment Costs

Cost assessment requires a systematic look at three dimensions: merchant characteristics, consumer behavior, and the geography of the transaction.

Turn every successful payment experience into a catalyst for your global growth

Get your copy of this exclusive report for fully insights into payment costs and drive efficient business expansion.