ID (ID)
36Kr Global & Antom
What every merchant should know about cross-border payment costs
For cross-border merchants, building a systematic framework for understanding costs is the foundation of effective cost management. Why do payment fees fluctuate? Is local acquiring really worth the effort? What hidden factors may be quietly eroding profits? To help merchants answer these questions, 36Kr Global and Antom have jointly launched this content series, outlining three essential dimensions of cross-border payment costs and mapping the full logical chain—from cost components to strategic optimisation.
Key Insights into Cross-Border Payment Costs
How Cross-Border Payment Costs Are StructuredTotal costs comprise multiple layers—interchange, scheme fees, and acquiring service fees—combined into a single transaction expense.
Choosing the Right Pricing Model: "Transparent" vs. "Predictable"The optimal model depends on your team’s data capabilities, transaction scale, and risk tolerance.
Incorporating Success Rates and Settlement Speed into Cost Assessments
Improve both cost efficiency and conversion by leveraging multi-channel routing, local acquiring, and intelligent optimisation tools.
How Cross-Border Payment Costs Are StructuredTotal costs comprise multiple layers—interchange, scheme fees, and acquiring service fees—combined into a single transaction expense.
Choosing the Right Pricing Model: "Transparent" vs. "Predictable"The optimal model depends on your team’s data capabilities, transaction scale, and risk tolerance.
Incorporating Success Rates and Settlement Speed into Cost Assessments
Improve both cost efficiency and conversion by leveraging multi-channel routing, local acquiring, and intelligent optimisation tools.
A Three-step Deep Dive
Step I: Understanding Cross-Border Payment Cost Models and Fee Structures
Payment costs accumulate across multiple stages and can fluctuate significantly. Choosing the right payment method means balancing cost, user preferences, and conversion rates.
Step II: A Full Breakdown of the Factors Shaping Cross-Border Payment Costs
Cost assessment requires a systematic look at three dimensions: merchant characteristics, consumer behavior, and the geography of the transaction.
Step III: Taking a Holistic View of Cross-Border Payment Costs
Cost assessment requires a systematic look at three dimensions: merchant characteristics, consumer behavior, and the geography of the transaction.
Turn every successful payment experience into a catalyst for your global growth.
Get your copy of this exclusive report for fully insights into payment costs and drive efficient business expansion.
