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Tokenised Payment

One authorisation. Every future payment.

Antom Tokenised Payment lets customers pay once, then purchase again with a single click. No re-entry needed, no abandoned carts, and works across APAC wallets and global cards, helping to boost conversion by up to 20%.

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Wide payment method coverage

One integration unlocks dozens of leading APAC digital wallets, such as Alipay, AlipayHK, GCash, DANA, TrueMoney, Touch 'n Go, Kakao Pay, Boost, reaching a global user base of billions.

Keep customers coming back

Long-validity access tokens that auto-renew before expiry, so returning customers can complete repeat purchases in one click. Token refresh and revocation are handled via the applyToken and revoke APIs.

Security with convenience

Payment credentials are tokenised and never stored on merchant servers. After first authorisation, further payments are merchant-initiated with no re-authentication needed (subject to payment method/regulatory requirements).

Frictionless payment, any device

Authorisation can be initiated from web, mobile web (WAP) or native app. After authorisation, the same payment token works across all merchant touchpoints, from desktop, to mobile, to app, and TV.

FAQ

Tokenized payment offers a fast, secure, and convenient way for customers to make one-time or recurring payments, with automatic deduction of funds from a buyer’s account after a one-time authorisation. The buyer signs a payment agreement once, and the merchant can then debit for future purchases without re-authentication, subject to payment method, scheme and regulatory requirements. Supports web, mobile web (WAP) and native app, major APAC e-wallets and international card schemes.

Three steps: (1) Obtain authorisation — call consult API for an authorisation URL and present to the buyer; (2) Get a payment token — call applyToken for a long-validity token; (3) Make a payment — call pay with productCode AGREEMENT_PAYMENT and the stored token. No buyer re-authorisation needed, subject to payment method and regulatory requirements.

Tokenised Payment is merchant-initiated, variable-amount, on-demand (ride-hailing, pay-as-you-go top-ups, usage-based). Subscription Payment is fixed-schedule recurring (weekly/monthly/annually). Tokenised Payment is more flexible on amount and timing.

Dozens of leading APAC wallets (Alipay, AlipayHK, GCash, DANA, TrueMoney, Touch ’n Go, Kakao Pay) with a combined user base over one billion, plus international card schemes (Visa, Mastercard, Amex, JCB).

Yes. Credentials are tokenised and never exposed to the merchant. Tokens are managed via applyToken (obtain/refresh) and revoke (invalidate). Antom also sends an authorisation cancellation notification if the buyer revokes consent in the wallet client.

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