Guides

Global Payment Methods Guide

28% of global shoppers abandon checkout when their preferred payment method isn't available. Discover local payment methods by market — built for merchants going global.

A selection of global payment method logos

Markets

Local Payment Methods by Market: Asia, Latin America, Europe, and Middle East

Local buyers pay differently in every market. This guide covers dominant payment methods, adoption trends, and checkout considerations for markets across Asia, Latin America, Europe, the Middle East, and North America.

Indonesia payment guide

Asia

Indonesia

Malaysia payment guide

Asia

Malaysia

Philippines payment guide

Asia

Philippines

Vietnam payment guide

Asia

Vietnam

Singapore payment guide

Asia

Singapore

Thailand payment guide

Asia

Thailand

Japan payment guide

Asia

Japan

South Korea payment guide

Asia

South Korea

Taiwan, China payment guide

Asia

Taiwan, China

Hong Kong SAR, China payment guide

Asia

Hong Kong SAR, China

Brazil payment guide

Latin America

Brazil

Mexico payment guide

Latin America

Mexico

United Kingdom payment guide

Europe

United Kingdom

Turkey payment guide

Europe

Turkey

Saudi Arabia payment guide

Middle East

Saudi Arabia

UAE payment guide

Middle East

UAE

United States payment guide

North America

United States

Payment Methods

Payment Methods Every Cross-Border Merchant Should Know

Credit & Debit Cards

Issued by financial institutions, processed via Visa/Mastercard/Amex networks. Carry approximately 65% of global ecommerce clearing. Core channel for high-purchasing-power markets in Europe and North America.

Digital Wallets

Store card or balance info securely; pay with biometrics in seconds. Now account for 50%+ of global ecommerce. Reduce mobile checkout friction and lower trust costs for first-time buyers.

Bank Transfers

Direct account-to-account transfers bypassing card networks. Instant clearing technology (e.g., Pix, PromptPay) makes them seamless. Lower fees than cards and irrevocable — eliminating the chargeback vector.

Buy Now, Pay Later

Zero-interest installments at checkout. Lifts average order value. Merchant receives full payment immediately; default risk sits with the BNPL provider.

Cash on Delivery

Customer pays on receipt of goods. Builds trust in markets with low digital infrastructure. High rejection risk and slow capital turnover — best used as a transitional coverage tool.

Merchant Playbook

Payment Method Optimisation Guides

Adding local payment methods lifts conversion only when checkout is configured around them. These guides turn that configuration into concrete decisions on option count, ordering, decline recovery, and retry logic. Every one of them costs less than buying another round of traffic.

E-commerce checkout optimisation for global sellers
Checkout Optimisation

Optimise Checkout Conversion Rate

5 minutes

Choosing the right payment methods: global DTC guide
Payment Strategy

Choose Payment Methods by Market

6 minutes

Failed payments: how cross-border merchants lose revenue
Failed Payments

Reduce Failed Payments and Chargebacks

5 minutes

Involuntary churn in SaaS: causes, impact and fixes
Involuntary Churn

Prevent Involuntary Subscription Churn

5 minutes

Whitepaper

Cross-Border Payment Methods Guide: Markets, Trends, and Checkout Insights

Antom's research covers payment method mix, adoption trends, and checkout insights across markets in Asia, Latin America, Europe, and the Middle East — the reference guide for merchants evaluating local payment methods and checkout configuration in new markets.

A person reviewing analytics on a tablet

Start accepting local payments in every market

Local payment coverage shouldn't cost you a separate integration per market. Antom supports local wallets, bank transfers, cards and BNPL across Asia, Latin America, Europe, and the Middle East through one connection.